Nebraska Judgment Enforcement Guide | Debt Collection & Skip Tracing

Nebraska Judgment Enforcement — Quick Facts

5 yrs

Judgment Lifespan

5 yrs

Debt SOL (Written)

Post-Judgment Interest

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COMMUNITY PROPERTY STATE

Nebraska has a 5-year judgment lien and a 6% post-judgment interest rate. Wage garnishment is available but limited to a lower percentage threshold than federal law. The homestead exemption is $60,000, and bank levies are an effective alternative collection tool.

Nebraska Statute of Limitations on Debt

Debt Type	Limitation Period	Statute
Written Contract	5 years	`Neb. Rev. Stat. §25-205`
Open Account / Credit Card	5 years	`Neb. Rev. Stat. §25-205`
Oral Contract	4 years	`Neb. Rev. Stat. §25-206`
Promissory Note	5 years	`Neb. Rev. Stat. §25-205`
Judgment Lien	5 years (renewable)	`Neb. Rev. Stat. §25-1515`

Nebraska’s 5-year SOL for written contracts is standard. Judgments may be renewed before expiration to extend the enforcement period.

Post-Judgment Interest Rate

Nebraska post-judgment interest accrues at 6% per annum (simple interest) under Neb. Rev. Stat. §45-104. The rate is adjusted periodically by the Legislature.

Judgment Recovery Methods in Nebraska

Wage Garnishment yes

Nebraska allows wage garnishment of 15% of disposable earnings or the excess over 30× federal minimum wage, whichever is less (Neb. Rev. Stat. §25-1558). Stricter than federal limits.

Bank Account Levy yes

Bank account garnishments are available after judgment under Neb. Rev. Stat. §25-1056. Creditor serves a garnishment summons on the financial institution.

Abstract of Judgment / Lien yes

Recording a judgment in the county district court creates a lien on all non-exempt real property in that county (Neb. Rev. Stat. §25-1303). Lien lasts 5 years.

Turnover Order yes

Nebraska courts may issue supplemental proceedings requiring debtors to appear and disclose non-exempt assets (Neb. Rev. Stat. §25-1565).

Writ of Execution yes

Writs of execution allow the sheriff to levy on non-exempt personal property (Neb. Rev. Stat. §25-1501).

Vehicle Levy yes

Nebraska exempts one motor vehicle up to $5,000 in equity under Neb. Rev. Stat. §25-1552. Additional vehicles or equity above the cap may be levied.

Debtor Exemptions

Asset Type	Exemption Amount	Statute
Homestead	$60,000	`Neb. Rev. Stat. §40-101`
Motor Vehicle	$5,000 equity	`Neb. Rev. Stat. §25-1552`
Wages	85% of disposable earnings	`Neb. Rev. Stat. §25-1558`
Personal Property	$2,500 general	`Neb. Rev. Stat. §25-1552`
Retirement	All ERISA-qualified plans	`Neb. Rev. Stat. §25-1563.01`

Judgment Value Calculator

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Official Nebraska Resources

Nebraska Courts – JUSTICE SystemCivil case records online Nebraska SOS – Business Entity SearchEntity & registered agent lookup Nebraska Register of Deeds – Property RecordsReal property & judgment liens Nebraska Legislature – Revised StatutesOfficial state code

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Disclaimer: This page is for informational purposes only and does not constitute legal advice. Statutes change — verify current law with a licensed Nebraska attorney before taking collection action.