Nevada Judgment Enforcement Guide | Debt Collection & Skip Tracing

Nevada Judgment Enforcement — Quick Facts

6 yrs

Judgment Lifespan

6 yrs

Debt SOL (Written)

2.5%

Post-Judgment Interest

✓

COMMUNITY PROPERTY STATE

Nevada is a community property state with one of the lowest post-judgment interest rates in the nation. The state has strong debtor protections including a generous homestead exemption. Wage garnishment is available, but the unlimited homestead and limited interest rate make enforcement challenging in some cases.

Nevada Statute of Limitations on Debt

Debt Type	Limitation Period	Statute
Written Contract	6 years	`NRS §11.190`
Open Account / Credit Card	3 years	`NRS §11.190`
Oral Contract	4 years	`NRS §11.190`
Promissory Note	6 years	`NRS §11.190`
Judgment Lien	6 years (renewable)	`NRS §17.150`

Nevada’s 6-year SOL for written contracts is standard in the West. Community property rules can expand reach to joint marital assets.

Post-Judgment Interest Rate

Nevada post-judgment interest accrues at the prime rate minus 2% (minimum 2%), currently approximately 2.5% per annum under NRS §17.130. Rate is adjusted based on prime rate changes.

Judgment Recovery Methods in Nevada

Wage Garnishment yes

Nevada allows wage garnishment of 25% of disposable earnings or the excess over 50× the federal minimum wage per two-week period, whichever is less (NRS §31.295).

Bank Account Levy yes

Bank account garnishments (writs of garnishment) are available after judgment under NRS §31.280. Non-exempt funds must be held pending exemption claims.

Abstract of Judgment / Lien yes

Recording an abstract of judgment in any county creates a lien on all non-exempt real property in that county (NRS §17.150). Primary homestead is exempt.

Turnover Order yes

Nevada courts may issue orders requiring debtors to turn over non-exempt property or assign rights under NRS §21.320.

Writ of Execution yes

Writs of execution allow constables or sheriffs to levy on non-exempt personal property (NRS §21.010).

Vehicle Levy yes

Nevada exempts one vehicle per licensed household driver up to $15,000 in equity under NRS §21.090(1)(f). Additional vehicles or equity above the cap may be levied.

Debtor Exemptions

Asset Type	Exemption Amount	Statute
Homestead	$605,000	`NRS §115.010`
Motor Vehicle	$15,000 per licensed driver	`NRS §21.090(1)(f)`
Wages	75% of disposable earnings	`NRS §31.295`
Personal Property	$10,000 general	`NRS §21.090`
Retirement	All ERISA-qualified plans	`NRS §21.090(1)(r)`

Judgment Value Calculator

Estimate Your Nevada Judgment Value

Original Judgment ($)

Annual Interest Rate (%)

Years Elapsed

Official Nevada Resources

Nevada Judiciary – Court RecordsCivil case search by county Nevada SOS – Business Entity SearchEntity & registered agent lookup Nevada County Recorder – Property LiensReal property & lien records Nevada Legislature – Nevada Revised StatutesOfficial state code

Need Help Enforcing a Judgment in Nevada?

Asset Investigation provides skip tracing, asset location, and judgment enforcement support nationwide. Let us help you collect.

Submit Your Case

Disclaimer: This page is for informational purposes only and does not constitute legal advice. Statutes change — verify current law with a licensed Nevada attorney before taking collection action.